Home Loans
Written by barrythomas
Hunter United understands that buying a home is probably the most important - and expensive - purchase you'll ever make. Take away some of the hassle with one of our flexible home loans.
Basic Variable Home Loan
A great no-frills home loan with low ongoing variable rates.
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Eligible for rebate rewards
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Loan repayment insurance available
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Redraw facility available
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From 6.25% pa
interest rate
From 6.37% pa
comparison rate
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Additional Information |
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Basic Variable Home Loan Key Features |
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Interest rate |
Over $250,000 6.25% pa
Under $250,000 6.50% pa |
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Minimum amount |
$150,000 |
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Maximum amount |
95% of the property value |
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Loan period |
Up to 40 years |
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Repayments |
Monthly, Fortnightly, Weekly |
|
Interest charges |
Calculated daily, charged monthly |
|
Loan set up costs (valuation and solicitor) |
At cost |
|
Variable and lump sum repayments |
Yes |
|
Redraw facility |
Yes |
|
Monthly account keeping/service fees |
$5 |
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Eligible for rebate reward |
Yes |
|
Loan repayment insurance |
Yes |
|
Auto repayments (salary / account) |
Yes |
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Standard Variable Home Loan
It offers you a great ongoing variable interest rate with the flexibility to make extra repayments without penalty so you can manage your mortgage as you choose.
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No minimum to borrow
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Redraw facility available
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Early repayments without penalty
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6.75% pa
interest rate
6.87% pa
comparison rate
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Additional Information |
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Standard Variable Home Loan Key Features |
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Interest rate |
6.75% pa |
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Minimum amount |
No minimum |
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Maximum amount |
95% of the property value |
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Loan period |
Up to 40years |
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Repayments |
Monthly / Fortnightly / Weekly |
|
Interest charges |
Calculated daily, charged monthly |
|
Loan set up costs (valuation and solicitor) |
At cost |
|
Variable and lump sum repayments |
Yes |
|
Redraw facility |
Yes |
|
Monthly account keeping/service fees |
$5 |
|
Eligible for rebate reward |
Yes |
|
Loan repayment insurance |
Yes |
|
Auto repayments (salary / account) |
Yes |
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Package Home Loan
If you want the convenience, savings and benefits of keeping all of your banking with the ones you trust, Hunter United’s new Package Home Loan is just what you’ve been looking for!
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Discounted rate
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No loan application fee
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FREE unlimited EFTPOS transaction
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From 6.40% pa
interest rate
From 6.66% pa
comparison rate
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Additional Information |
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Package Home Loan Key Features |
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Interest rate |
Under $250,000 6.65% pa
Over $250,000 6.40% pa |
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Minimum amount |
$200,000 |
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Maximum amount |
95% of the property value |
|
Loan period |
Up to 40 years |
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Repayments |
Monthly, Fortnightly, Weekly |
|
Interest charges |
Calculated daily, charged monthly |
|
Loan set up costs (valuation and solicitor) |
At cost |
|
Variable and lump sum repayments |
Yes |
|
Redraw facility |
Yes |
|
Annual account keeping/service fees |
$295 |
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Eligible for rebate reward |
Yes |
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Loan repayment insurance |
Yes |
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Auto repayments (salary / account) |
Yes |
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2 Years Fixed Rate Home Loan
Limited Time Only! Fixed Rate offering piece of mind through a set repayment for 2 year period.
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Limited time offer
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Competitive interest rate
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Secure interest rate
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6.25% pa
interest rate
6.40% pa
comparison rate
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Additional Information |
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2 Year Fixed Home Loan Key Features |
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Interest rate |
6.25% pa |
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Minimum amount |
$150,000 |
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Maximum amount |
95% of the property value |
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Loan period |
Up to 40 years |
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Repayments |
Monthly, Fortnightly, Weekly |
|
Interest charges |
Calculated daily, charged monthly |
|
Loan set up costs (valuation and solicitor) |
At cost |
|
Variable and lump sum repayments |
Yes |
|
Redraw facility |
Yes |
|
Account keeping fee |
$5 |
|
Eligible for rebate reward |
Yes |
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Loan repayment insurance |
Yes |
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Auto repayments (salary / account) |
Yes |
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Mortgage Overdraft (Home Equity Line of Credit)
By offering full security against your overdraft we can offer you a lower interest rate and a larger borrowing capacity.
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Be prepared for unexpected financial committments
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No minimum amount to borrow
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Great interest rates
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6.99% pa
interest rate
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Additional Information |
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Mortgage Overdraft Key Features |
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Interest rate |
6.99% pa |
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Minimum amount |
No minimum |
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Loan period |
N/A |
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Repayments |
No scheduled repayment required. Account must be kept under approved limit. |
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Interest charges |
Calculated daily, charged monthly |
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Application fee |
$300 |
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Variable and lump sum repayments |
Yes |
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Early repayment without penalty |
Yes |
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Eligible for rebate reward |
Yes |
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Monthly account keeping/service fees |
$5 |
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Auto repayments (salary / account) |
Yes |
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Interest Only Loan
An interest only loan as the name suggests requires the borrower to only repay the interest component of the loan and nothing off the principle.
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Maximise your investment capital
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Repay interest only
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Competitive rates
|
6.65% pa
interest rate
6.90% pa
comparison rate
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Additional Information |
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Interest Only Loan Key Features |
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Interest rate |
6.65% pa |
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Minimum amount |
$150,000 |
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Maximum amount |
95% of the property value |
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Loan period |
Up to 5 years |
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Repayments |
Monthly / Fortnightly / Weekly |
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Interest charges |
Calculated daily, charged monthly |
|
Loan set up costs (valuation and solicitor) |
At cost |
|
Variable and lump sum repayments |
Yes |
|
Redraw facility |
Yes |
|
Monthly account keeping/service fees |
$0 |
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Eligible for rebate reward |
Yes |
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Loan repayment insurance |
Yes |
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Auto repayments (salary / account) |
Yes |
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Green Home Loan
An affordable home loan which helps the environment.
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Redraw facility
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Competitive interest rates
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Environmentally minded
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6.15% pa
interest rate*
6.27% pa
comparison rate*
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Additional Information |
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Green Home Loan Key Features |
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Interest rate |
6.15% pa |
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Minimum amount |
$150,000 |
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Maximum amount |
80% of the property value |
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Loan period |
Up to 30 years |
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Repayments |
Monthly, Fortnightly, Weekly |
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Interest charges |
Calculated daily, charged monthly |
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Loan set up costs (valuation and solicitor) |
At cost |
|
Variable and lump sum repayments |
Yes |
|
Redraw facility |
Yes |
|
Monthly account keeping/service fees |
$5 |
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Eligible for rebate reward |
Yes |
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Loan repayment insurance |
Yes |
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Auto repayments (salary / account) |
Yes |
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* Terms, conditions & lending criteria apply. Property must have installed any 4 of the following: insulation, non-electric hot water, water tank, “AAA” rated water efficient fittings, or Solar PV panels. Free Home Sustainability Assessment funded by Australian Government, eligibility criteria apply.
