Personal Loans - Comparison Table
| Key Features |
Unsecured Personal Loan |
Secured Personal Loan |
Extra Credit Overdraft - Unsecured |
Extra Credit Overdraft - Secured |
| Interest rate |
View our interest rates
|
| Minimum amount |
No minimum |
No minimum |
No minimum |
No minimum |
| Loan period |
Up to 7 years |
Up to 5 years |
n/a |
n/a |
| Repayments |
Monthly / Fortnightly / Weekly |
Monthly / Fortnightly / Weekly |
Lesser of 3% or $5.00 per month |
Lesser of 3% or $5.00 per month |
| Interest charges |
Calculated daily, charged monthly |
Calculated daily, charged monthly |
Calculated daily, Charged monthly |
Calculated daily, Charged monthly |
| Processing fee |
$150 (funded with loan) |
$150 (funded with loan) |
$150 (funded with loan) |
$150 (funded with loan) |
| Variable and lump sum repayments |
Yes |
Yes |
Yes |
Yes |
| Early repayment without penalty |
Yes |
Yes |
Yes |
Yes |
| Eligible for rebate reward |
Yes |
Yes |
Yes |
Yes |
| Monthly account keeping / service fees |
$5 |
$5 |
$5 |
$5 |
| Loan Repayment Insurance available |
Yes |
Yes |
n/a |
n/a |
| Auto repayments (salary/account) |
Yes |
Yes |
Yes |
Yes |
