page top

Attention: open in a new window. Print

Super Choice Governance Disclosures

The Super Choice Governance Disclosures can be accessed from the list below.



All trustees of superannuation funds have a legal responsibility to make certain documents and disclosures available. Equity Trustees Superannuation Limited as trustee of Hunter United Super Choice Fund, a sub-fund of the CUBS Superannuation Fund RSE number R1068832 has elected to make these items available from this website and details of each disclosure or links to the relevant documents are provided below.


Governance documents


Significant Event Notices issued by the Trustee

SEN Number 1, 1 June 2013.

Summary: This SEN was distributed to members as a result of changes to the Insurance Premiums for Death and Total and Permanent Disablement (TPD), offered by the Fund. As well as: changes to the Terms and Conditions of the Fund's insurance offering. View SEN Number 1, 1 June 2013.

SEN Number 2, 10 September 2013.

Summary: This SEN was distributed to members as a result of an error in unit prices for the product as a result of delays in implementing underlying cash and fixed interest investments which have impacted the income accrual of investment options. View SEN Number 2, 10 September 2013.

SEN Number 3, 17 February 2014.

Summary: This SEN was distributed to members as a result of changes effective from 1 July, 2013, The SEN outlines that trustees of Australian superannuation funds are required to have adequate financial resources to address losses arising from operational risks that may affect a fund. View SEN Number 3, 17 February 2014.

SEN Number 4, 30 May 2016.

Summary: This SEN was distributed to members due to the requirement for trustees of superannuation funds that establish and maintain an Operational Risk Financial Requirement Reserve (ORFR) to have increased the ORFR to an appropriate level of financial resources for their fund’s operational risks by 30 June 2016. View SEN Number 4, 30 May 2016.


Fact Sheets


Listing of material outsourced providers

  • Trustee: Equity Trustees Superannuation Limited ABN 50 055 641 757
  • Administrator: Financial Synergy Pty Limited (ACN 005 484 391) as trustee for the Financial Synergy Unit Trust (ABN 73 423 494 780)
  • Promoter: Top Quartile Management Pty Limited ABN 98 006 771 848
  • Sub-Promoter: Hunter United Employees Credit Union Limited ABN 68 087 650 182
  • Asset consultants: Tag Asset Consulting Group Pty Ltd (trading as Atchison Consultants) ABN 58 097 703 047
  • Custodians: Equity Trustees Limited ABN 46 004 031 298. Level 2/575 Bourke St, Melbourne, VIC 3000
  • Insurer: TAL Life Limited ABN 70 050 109 450

Fund Performance Results


Get Yourself a Real Car!

Put some excitement back into your ride. Pay only $70 per week for a $20,000 loan^.

Learn More

Low Rate Investment Home Loan

Get a low rate investment home loan, fast approval and the kind of experience not offered by the usual suspects.

Learn More

Join The Big Bank Rebellion

Get fast approval and a low rate on owner occupied home loans over $400K.

Learn More

Annual General Meeting Notice

Members are invited to attend the 2018 Annual General Meeting, Monday, 26th November 2018.

Learn More

Colour Me Happy

Finally, a savings account that rewards you for saving without the need to add new $$ every month.

Learn More

Are You Eligible?

Get a high rate of return & the freedom to access your money anytime.

Learn More

Green Personal Loan

Get a no fuss, low rate green personal loan, suitable for just about any sustainable home improvement.

Learn More

Love Us & We'll Love You Back

Refer a friend & we'll reward you when they become a new loan or credit card customer!*

Learn More

Life Changing Personal Loans

With a loan for just about everything, you could start living the life you’ve always wanted.

Learn More