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I Want to Buy my First Home

If buying your first home is where you’re at, congrats! It’s an exciting time for you.

Get a No Regrets Home Loan

Get fast approval and the kind of experience not offered by the usual suspects. Try some un-boring banking today!

  • Enjoy a more personal banking experience
  • Get all the features you’ve been looking for in a loan
  • Know where you stand fast - approvals can be done in 24 hours*

A Welcome Alternative to the Big Banks

We aren’t driven by the need to generate dividends for shareholders because we’re customer owned and exist for the benefit of our customers.

It’s been more than 50 years since we first opened our doors and while our business continues to grow, our focus will always be the same. You!

Learn more about Hunter United.

Get a Better Home Loan

We have a great range of home loans with all the features first home buyers need like:

  • Low interest rates
  • Interest saving offset accounts
  • Redraw facilities

You can self-select online or contact one of our experienced Lending Managers who can discuss your options with you.

Make an Enquiry

1800 10 10 63

Choosing the Right Home Loan

Put simply, Variable rate and Fixed rate home loans are the most common options for first home buyers. If you're buying an investment property, then you might also want to consider an interest only loan. Below are three of our best home loans for first home buyers.

 

First Home Buyers Guides

Below is a list of helpful links to guide you through everything you need to know about buying your first home. Of course, our Loan Team can also walk you through every part of the process and ensure you enjoy an incredible, positive experience buying your first home.

We’re Here to Help

If you’re focused on your future, then let us help you get there sooner.

Give us a call or send us an online enquiry and we’ll be there for you every step of the way.

Make an Enquiry

 

*Loan approval can be provided within 1 business day from the time all required documentation is received.

1 Product is the No Regrets 1st Home Buyers Loan and is only available for new 1st home buyer, owner occupied loans over $250k. Applications must be submitted between 23 May and 30 September 2019 and loans must be settled by 30 January 2020 to be eligible. Construction loans need to complete the first draw down by 30 January 2020 to be eligible. Refinance loans are not eligible.

2 Product is the No Regrets Home Loan and is only available for owner occupied loans over $400,000. Applications must be submitted between 7 June and 31 August 2019 and loans must be settled by 31 December 2019 to be eligible. Construction loans need to complete the first draw down by 31 December 2019 to be eligible. Product is available for new and existing owner occupied home loans over $400,000, however loans being refinanced internally are not eligible for $0 application & $0 valuation fee offer.

3 The advertised comparison rate of 3.57% is for owner occupied properties over $250,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 3.59% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4 The advertised comparison rate of 3.59% is for owner occupied properties over $400,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 3.61% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

5 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. However, please note that the Platinum Home Loan is unavailable for loan amounts less than $300,000. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

6 $0 application & $0 valuation fee offer is for new 1st home buyer owner occupied loan applications, over $250,000, received between 23 May and 30 September 2019. Hunter United reserves the right to withdraw offer at any time. There is a limit of one free property valuation per application.

7 $0 application & $0 valuation fee offer is for new owner occupied loan applications, over $400,000, taken between 7 June and 31 August 2019. Waived fee offer is not available for existing Hunter United home loans or investment properties looking to refinance to this product. Hunter United reserves the right to withdraw offer at any time.

8 Maximum LVR stated is for owner occupied loans.

9 Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

10 Fees apply.

Are You Eligible?

Get a high rate of return & the freedom to access your money anytime.

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Low Rate Investment Home Loan

Get a low rate investment home loan, fast approval and the kind of experience not offered by the usual suspects.

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Do Something You Won’t Regret

Get fast approval and a low rate on owner occupied home loans over $400K.

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1st Home Buyer?

Adulting is the worst. But we can help with a No Regrets 1st Home Buyer Loan.

Learn More

Go Bananas!

Here’s how to get the cash you need to buy a new/used car, FAST.

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Green Personal Loan

Get a no fuss, low rate green personal loan, suitable for just about any sustainable home improvement.

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Life Changing Personal Loans

With a loan for just about everything, you could start living the life you’ve always wanted.

Learn More