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I Want to Refinance my Home Loan

Thinking about the future and not sure if you have the best home loan? Maybe you’re just over your current bank and looking for a better experience? Talk to us.

Get a Better Home Loan

For Investment properties we have a range of low rate options with fixed or variable rates and interest only or principal & interest repayment options. Click here to see our top 3 investment products!

For owner occupied properties there is a great range of home loans available too and you can forget awkward conversations with your current lender because we can handle it all for you.

Self-select online or contact one of our experienced Lending Managers who can help you find a better home loan.

 

Make an Enquiry

1800 10 10 63

Choosing the Right Home Loan

If you're considering refinancing, start here with three of our best home loans or check out our full range of home loan products here.

We’re Here to Help

If you’re focused on your future, then switch to a better home loan today.

Switching doesn’t have to be a drama, or expensive, and we can speak to your current lender to arrange the transfer on your behalf. No awkward conversations necessary.

Make an Enquiry

 

*Loan approval can be provided within 1 business day from the time all required documentation is received.

^Rate only available for Owner Occupied loans.

1 Product is the No Regrets Home Loan and is available for owner occupied home loans over $400,000, however loans being refinanced internally from Hunter United are not eligible for $0 application & $0 valuation fee offer.

2 Product is the Interest Only Owner Occupied Home Loan and is only available for owner occupied loans over $300,000 that meet the eligibility criteria. Applications must be submitted between 23 November 2018 and 31 May 2019 and loans must be settled by 30 September 2019 to be eligible. Construction loans need to complete the first draw down by 30 September 2019 to be eligible.

3 The advertised comparison rate is for owner occupied properties over $400,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 3.22% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. However, please note that the Platinum Home Loan is unavailable for loan amounts less than $300,000. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

5 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This product is for owner-occupied interest-only loans greater than $300,000 for 2 years and is not available for the amount or loan term used in the calculation.

6 $0 application & $0 valuation fee offer is for new owner occupied loan applications, over $400,000, taken between 18 October and 31 December 2019, with settlement before 30 April 2020. To be eligible, construction loans need to complete the first draw down by 30 April 2020. Waived fee offer is not available for existing Hunter United home loans looking to refinance to this product. Hunter United reserves the right to withdraw offer at any time.

7 Only new, owner occupied loans to Hunter United of $300,000 or more are eligible for $0 application & $0 valuation fee offer. Fees are payable on existing Hunter United loans being refinanced.

8 Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

9 Fees apply.

Are You Eligible?

Get a high rate of return & the freedom to access your money anytime.

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