Wednesday, 19 August 2015 00:00


Basic Variable Rate Home Loan

Ideal for smaller budgets, with no minimum loan amount requirement and a low deposit too.

4.09% pa1 4.11% pa2
Apply Online Make an Enquiry 1800 10 10 63

For new owner occupier loans with P&I repayments and ≤95% LVR1

Hunter United’s Basic home loan offers the ultimate in flexibility and is designed for loans less than $300,000.

  • Low 5% deposit for owner occupiers^
  • No minimum loan amount
  • 1 free redraw a month to access equity in your loan3
  • Choose weekly, fortnightly or monthly repayments
  • Repayment holidays
  • Owner occupier, investor, construction and 1st home buyer friendly



Additional Product Links:

Basic Variable Home Loan
Product Information
Variable Interest Rate4.09% pa1
Comparison Rate4.11% pa2
Minimum Amount$0 
Loan PeriodUp to 30 yrs
Max LVR95%
Repayment FrequencyMonthly, Fortnightly, Weekly
Interest ChargesCalculated daily, charged monthly
Variable and Lump Sum RepaymentsYes 
Auto RepaymentsYes 
Additional Repayments AcceptedYes 
1st Home Buyers EligibleYes 
Repayment Holiday OptionYes 
Redraw FacilityYes 3
Offset AccountNo 
Fees and Charges
Application Fee$350 
Establishment Fee At cost
Valuation FeeAt cost
Monthly Fee$0 
Annual Fee$0 

Information correct as at date of appearance and subject to change. Normal Hunter United lending criteria, terms and conditions, fees and charges apply. New applications only. Not available for refinance of existing Hunter United loans. Full loan terms and conditions are available upon request.

^Minimum 5% deposit (95% LVR) is required. If loan is above 80% LVR lenders mortgage insurance will be payable.

1 The interest rate shown is for a new owner occupier Basic Variable Rate Home Loan where your loan is less than 95% of your property value (LVR) and has principal and interest (P&I) repayments. Different rates, lending criteria and establishment fees may apply to loans with interest only repayments, for investment purposes or where your loan amount is greater than 90% LVR of your property.

2 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 One free online redraw is permitted each calendar month. Thereafter a $10 fee is payable for each redraw completed online or by telephone banking. A fee of $25 is payable for all staff assisted redraws.