Wednesday, 19 August 2015 01:00



Platinum Home Loan

Platinum is an award winning,* variable rate, offset home loan. Great for construction loans and existing property purchases.

3.35% pa1 3.37% pa2
Apply Online Make an Enquiry 1800 10 10 63

For new owner occupier loans with P&I repayments, min $300k and ≤90% LVR1

Platinum offers a low rate and loads of features - it’s what you’d expect from an award winning home loan!*

  • Fast loan approvals
  • Only 10% deposit needed for loans over $300,000 (max 90% LVR)3
  • Winner of two Mozo Home Loan Expert Choice Awards in 2017*
  • 100% offset facility available to reduce interest payments5
  • 1 free redraw per month to access equity in your loan4
  • No early payment penalties
  • Choose weekly, fortnightly or monthly repayments
  • Repayment holidays up to the value of any extra repayments made
  • Suitable for Owner Occupied loans only
  • Existing dwelling, New Build/Construction and 1st Home Buyer friendly



Additional Product Links:

Platinum Home Loan OO
Product Information
Variable Interest Rate3.35% pa1
Comparison Rate3.37% pa2
Minimum Amount$300,000 
Loan PeriodUp to 30 yrs
Maximum loan amountUp to 90% loan to value ratio LVR3
Repayment FrequencyMonthly, Fortnightly, Weekly
Interest ChargesCalculated daily, charged monthly
Variable and Lump Sum RepaymentsYes 
Auto RepaymentsYes 
Additional Repayments AcceptedYes 
1st Home Buyers EligibleYes 
Repayment Holiday OptionYes 
Redraw FacilityYes 4
Offset AccountYes 5
Fees and Charges
Application Fee$350 
Establishment Fee At cost
Valuation FeeAt cost
Monthly Fee$0 
Annual Fee$0 

Information correct as at date of appearance and subject to change. Normal Hunter United lending criteria, terms and conditions, fees and charges apply. New applications only. Not available for refinance of existing Hunter United loans. Full loan terms and conditions are available upon request.

*Winner of Mozo Experts Choice 'Best Offset Home Loan' and 'Best First Home Buyer Loan' in Best Home Loans category at the 2017 Mozo Experts Choice Awards.

1 The interest rate shown is for a new owner occupier Platinum Home Loan where your loan is less than 90% of your property value (LVR) and has principal and interest (P&I) repayments. Minimum loan size $300,000. Different rates, lending criteria and establishment fees may apply to loans with interest only repayments, for investment purposes or where your loan amount is greater than 90% LVR of your property.

2 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Hunter United does not provide credit for the amount at the comparison rate shown.

3 Maximum loan to value ratio (LVR) allowed depends on state, occupancy, loan amount and security type. If loan is above 80% LVR lenders mortgage insurance will be payable.

4 One free online redraw is permitted each calendar month. Thereafter a $10 fee is payable for each redraw completed online. A fee of $25 is payable for all staff assisted redraws.

5 100% offset facility is available on the Mortgage Offset Savings Account. Please consider the Terms and Conditions and Product Key Fact Sheet available from Hunter United before making a decision on Hunter United products.