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Wednesday, 19 August 2015 00:00

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2 Year Fixed Rate Home Loan

Forget about fluctuating interest rates. With a fixed rate home loan you can lock in a low rate and the same regular repayment for the term of your loan.

3.34% pa1 3.96% pa2
Apply Online Make an Enquiry 1800 10 10 63

For new loans with P&I repayments, min $100k and ≤95 LVR1
For a limited time only, pay no application or valuation fees5

A fixed rate home loan can reduce the amount you pay each month, and lock in the regular amount you pay for the term of the loan.

For a limited time only, we’re waiving the application and valuation fees too5, so why not fix your home loan and enjoy a guaranteed low rate for the next 2 years?

  • Borrow up to 95% of the property value3
  • For loans more than $100,000
  • Pay no application or valuation fees for new 2 year fixed loans, for a limited time only5
  • Choose weekly, fortnightly or monthly repayments
  • Reverts to Basic Variable Home Loan after fixed period
  • Suitable for owner occupied and investment properties

 

 

Additional Product Links:


2 Year Fixed Rate Home Loan
Product Information
Fixed Interest Rate3.34% pa1
Comparison Rate3.96% pa2
Minimum Amount$100,000 
Loan PeriodUp to 30 yrs
Max LVR95%3
Repayment FrequencyMonthly, Fortnightly, Weekly
Interest ChargesCalculated daily, charged monthly
Variable and Lump Sum RepaymentsYes 
Auto RepaymentsYes 
Additional Repayments AcceptedYes. Maximum 3% of original loan amount p.a.
1st Home Buyers EligibleYes 
Repayment Holiday OptionYes 
Redraw FacilityNo 4
Offset AccountNo 
Fees and Charges
Application Fee$0 5
Establishment Fee At cost
Valuation Fee05
Monthly Fee$0 
Annual Fee$0 
Fixed Loan Break FeeYes 


Information correct as at date of appearance and subject to change. Normal Hunter United lending criteria, terms and conditions, fees and charges apply. New applications only. Not available for refinance of existing Hunter United loans. Full loan terms and conditions are available upon request.

1 The interest rate shown is for a new 2 Year Fixed Rate Home Loan where your loan is less than 95% of your property value (LVR) and has Principal and Interest (P&I). Minimum loan size $100,000. Different rates, lending criteria and establishment fees may apply to loans with interest only repayments, for investment purposes or where your loan amount is greater than 95% LVR of your property. Fixed rates are indicative and may vary on settlement. All fixed loans revert to the Basic Variable Home Loan after fixed period expires.

2 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

4 One free online redraw is permitted each calendar month. Thereafter a $10 fee is payable for each redraw completed online or by telephone banking. A fee of $25 is payable for all staff assisted redraws.

5 Offer of $0 application fee and $0 valuation fee is available only for a limited time. Offer is not available for existing Hunter United home loans. Hunter United reserves the right to withdraw offer at any time. Other fees and charges may apply. The normal application fee is $350 and normal valuation fee is at cost to the customer. There is a limit of one free property valuation per application.