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Wednesday, 19 August 2015 00:00

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Green Home Loan

An affordable home loan designed to reward environmentally minded home owners.

4.50% pa 4.62% pa1
Apply Online Make an Enquiry 1800 10 10 63

If your home has at least 3 energy reducing features, then you could be eligible for our Green Home Loan discount! Enjoy a 0.05% discount off our Basic Variable home loan. For a list of eligible green features, click here.

  • Approvals can be done in 24 hours0
  • Minimum loan amount $100,000
  • Only 5% equity/deposit required2
  • Access extra repayments with 1 free redraw per month3
  • Loan terms up to 30 years
  • $8 monthly fee
  • Suitable for owner occupied & investment properties
  • Eligible for discounted credit card interest rate
  • Eligible for monthly rebate reward
  • Got a larger loan? Loans over $200k are eligible for an even better rate, click here
  • Property must possess at least three (3) environmental features. For a list of eligible products, click here

 

 

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Green Home Loan
Product Information
Variable Interest Rate4.50% pa
Comparison Rate4.62% pa1
Minimum Amount$100,000 
Loan PeriodUp to 30 yrs
Max LVR95%2
Repayment FrequencyMonthly, Fortnightly, Weekly
Interest ChargesCalculated daily, charged monthly
Variable and Lump Sum RepaymentsYes 
Auto RepaymentsYes 
Additional Repayments AcceptedYes 
1st Home Buyers EligibleYes 
Eligible for Discounted Credit Card RateYes 
Repayment Holiday OptionYes 
Redraw FacilityYes 3
Offset AccountNo 
Eligible for Rebate RewardYes 
Fees and Charges
Application Fee$350 
Establishment Fee At cost
Valuation FeeAt cost
Monthly Fee$8 
Annual Fee$0 


 

0 Loan approval can be provided within 1 business day from the time all required documentation is received.

1 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

3 Fees apply.