Wednesday, 19 August 2015 00:00



No Regrets Home Loan

Our No Regrets Home Loan is for owner occupied loans over $400k.

2.79% pa1 2.79% pa2
Apply Online Make an Enquiry 1800 10 10 63

For new owner occupier loans with P&I repayments, min $400k and ≤90% LVR1
For a limited time only, pay no application or valuation fees6

The feel good home loan for owner occupied loans over $400K. Check out our latest No Regrets promotion here.

    • Fast loan approval
    • Only 10% deposit needed for loans over $400,0003
    • 1 free redraw per month to access equity in your loan4
    • 100% offset facility to help reduce interest payments5
    • No application or valuation fees for new loans,6 - limited time only
    • No ongoing fees
    • Unlimited free transactions on offset account (debit card option)5
    • No early payment penalties
    • Choose weekly, fortnightly or monthly repayments
    • Repayment holidays up to the value of any extra repayments made
    • Suitable for Owner Occupied loans only
    • Existing dwelling, New Build/Construction and 1st Home Buyer friendly
    • For owner occupied loans only (view investment option here)



    Additional Product Links:

No Regrets Home Loan
Product Information
Variable Interest Rate2.79% pa1
Comparison Rate2.79% pa2
Minimum Amount$400,000 
Loan PeriodUp to 30 yrs
Max LVR90%3
Repayment FrequencyMonthly, Fortnightly, Weekly
Interest ChargesCalculated daily, charged monthly
Variable and Lump Sum RepaymentsYes 
Auto RepaymentsYes 
Additional Repayments AcceptedYes 
1st Home Buyers EligibleYes 
Repayment Holiday OptionYes 
Redraw FacilityYes 4
Offset AccountYes 5
Fees and Charges
Application Fee$0 6
Establishment Fee At cost
Valuation Fee$06
Monthly Fee$0 
Annual Fee$0 

Information correct as at date of appearance and subject to change. Normal Hunter United lending criteria, terms and conditions, fees and charges apply. New applications only. Not available for refinance of existing Hunter United loans. Full loan terms and conditions are available upon request.

1 The interest rate shown is for a new owner occupier No Regrets Home Loan where your loan is less than 90% of your property value (LVR) and has principal and interest (P&I) repayments. Minimum loan size $400,000.

2 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Hunter United does not provide credit for the amount at the comparison rate shown.

3 Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

4 One free online redraw is permitted each calendar month. Thereafter a $10 fee is payable for each redraw completed online or by telephone banking. A fee of $25 is payable for all staff assisted redraws.

5 100% offset facility and Visa Debit Cards are available on the Mortgage Offset Savings Account. Limits to card transaction amounts and other fees may apply. Please consider the Terms and Conditions, Product Key Fact Sheet and Fees and Charges sheet available from Hunter United before making a decision on Hunter United products.

6 Offer of $0 application fee and $0 valuation fee is available only for a limited time. Offer is not available for existing Hunter United home loans. Hunter United reserves the right to withdraw offer at any time. Other fees and charges may apply. The normal application fee is $350 and normal valuation fee is at cost to the customer. There is a limit of one free property valuation per application.