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Wednesday, 19 August 2015 00:00

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No Regrets 1st Home Buyers Loan

For 1st home buyers looking to live in the purchase property.

2.79% pa1 2.79% pa2
Apply Online Make an Enquiry 1800 10 10 63

For new owner occupier loans with P&I repayments, min $250k and ≤90% LVR1
For a limited time only, pay no application or valuation fees6

If you’re a first home buyer looking to borrow more than $250,000 then this could be the perfect loan for you! To help you on your journey through the home buying process, download this handy guide and check out our latest offer for first home buyer’s here.


First Home Buyers No Regrets Home Loan
Product Information
Variable Interest Rate2.79% pa1
Comparison Rate2.79% pa2
Minimum Amount$250,000 
Loan PeriodUp to 30 yrs
Max LVR90%3
Repayment FrequencyMonthly, Fortnightly, Weekly
Interest ChargesCalculated daily, charged monthly
Variable and Lump Sum RepaymentsYes 
Auto RepaymentsYes 
Additional Repayments AcceptedYes 
1st Home Buyers EligibleYes 
Repayment Holiday OptionYes 
Redraw FacilityYes 4
Offset AccountYes 5
Fees and Charges
Application Fee$0 6
Establishment Fee At cost
Valuation Fee$06
Monthly Fee$0 
Annual Fee$0 


 

Information correct as at date of appearance and subject to change. Normal Hunter United lending criteria, terms and conditions, fees and charges apply. New applications only. Not available for refinance of existing Hunter United loans. Full loan terms and conditions are available upon request.

*You must be able to show you can service the loan repayments yourself. Guarantors can only be used to provide extra security over the loan in circumstances such as inconsistent savings or short work history. Guarantors have a legal obligation to repay the loan should the borrower default. A guarantors capacity to repay the loan will be assessed.

1 The interest rate shown is for a new owner occupier No Regrets 1st Home Buyers Loan where your loan is less than 90% of your property value (LVR) and has principal and interest (P&I) repayments. Minimum loan size $250,000.

2 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Hunter United does not provide credit for the amount at the comparison rate shown.

3 Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

4 One free online redraw is permitted each calendar month. Thereafter a $10 fee is payable for each redraw completed online or by telephone banking. A fee of $25 is payable for all staff assisted redraws.

5 100% offset facility is available on the Mortgage Offset Savings Account. Please consider the Terms and Conditions and Product Key Fact Sheet available from Hunter United before making a decision on Hunter United products.

6 Offer of $0 application fee and $0 valuation fee is available only for a limited time. Offer is not available for existing Hunter United home loans. Hunter United reserves the right to withdraw offer at any time. Other fees and charges may apply. The normal application fee is $350 and normal valuation fee is at cost to the customer. There is a limit of one free property valuation per application.