Wednesday, 22 May 2019 18:06

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Simple. Safe. Sorted.

 

  • $0

    APP + VAL FEES

    Keep your money in your pocket! For a limited time we’ll waive the usual application & valuation fees (save min. $550)!2
  • 10%

    LOAN DEPOSIT

    Buy sooner with minimum 10% deposit (max 90% LVR).3 Still saving? We’ll also accept parent guarantees to help secure the loan.4
  • ZooM!

    FAST LOAN APPROVAL

    We want you to experience that 1st-home-of-your-own feeling as soon as possible. That's why we do approvals fast.
  • 100%

    OFFSET FACILITY

    Reduce the interest you pay every day by putting your salary or savings into an offset account.5

 

About Us

 

As a 1st home buyer you’ll receive VIP service, not just an online deal. That includes a dedicated lending manager available 5 days a week & even some Saturday mornings to support & guide you as you take this huge step towards becoming a home owner.

It’s more than just lending. It’s full service banking, done the way it should be.


hunter united awards
 

Important Info You should Know

 

Information correct as at date of appearance and subject to change. Normal Hunter United lending criteria, terms and conditions, fees and charges apply. New applications only. Not available for refinance of existing Hunter United loans. Full loan terms and conditions are available upon request.

Download your guide to Industry Jargon for 1st Home Buyers here.

This loan is for first home buyers only.

More information about this home loan product, including fees & features can be found here.

1.The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Hunter United does not provide credit for the amount at the comparison rate shown.

2. Offer of $0 application fee and $0 valuation fee is available only for a limited time. Offer is not available for existing Hunter United home loans. Hunter United reserves the right to withdraw offer at any time. Other fees and charges may apply. The normal application fee is $350 and normal valuation fee is at cost to the customer. There is a limit of one free property valuation per application.

3. Maximum loan to value ratio (LVR) allowed depends on state, occupancy, loan amount and security type. If loan is above 80% LVR lenders mortgage insurance will be payable.

4. You must be able to show you can service the loan repayments yourself. Guarantors can only be used to provide extra security over the loan in circumstances such as inconsistent savings or short work history. Guarantors have a legal obligation to repay the loan should the borrower default. A guarantor’s capacity to repay the loan will be assessed.

5. 100% offset facility is available on the Mortgage Offset Savings Account. Please consider the Terms and Conditions and Product Key Fact Sheet available from Hunter United before make a decision about Hunter United products.

6. Finance is subject to Hunter United’s normal credit approval process. You can be approved-in-principle if your loan application meets our credit approval criteria. This is a conditional approval and does not provide a loan commitment. Further checks are required to receive unconditional approval.

7. Depending on your circumstances, additional information & documentation may also be required. Self employed applications will be considered & may require different documentation to that described.

8. Approval is valid for up to 120 days, at which time, more up-to-date documentation will be required to renew the approval.

Hunter United is a division of IMB Ltd ABN 92 087 651 974. AFSL / Australian Credit Licence 237 391.