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It's All Good

You don't want to regret your choice of home loans. That's why we created the No Regrets Home Loan. Suitable for both owner occupiers & investors, it's all good.

  • 24hr

    LOAN APPROVAL

    Know where you stand fast! You could have your loan approval sorted in as little as 24 hours.5
  • $0

    APP + VAL FEES

    Keep your money in your pocket! Pay $0 application & $0 valuation fees (saving you a min. of $550)!6
  • 100%

    OFFSET FACILITY

    You could reduce the interest you pay by putting your salary or savings into a linked offset account (with debit card option).7
  • 10 -20%

    LOAN DEPOSIT

    Get an owner occupied loan with as little as 10% deposit.8 Investors need a little more with a 20% minimum.9

 

Want To Know More About Us?

 

We’re lucky to be based near the beautiful beaches of Newcastle & the award winning vineyards of the Lower Hunter Valley but we help people from all over Australia to become home owners.

As a Hunter United customer you have access to full service banking, not just an online deal. That includes a direct line to a dedicated lending manager to support you in whatever way you need. We can even come to you - at home, work or your favourite cafe.

We're about more than money. We're customer owned and exist to benefit you.

Enjoy good value, full service banking online, face-to-face or over the phone - it's up to you!


hunter united awards
 

Important Info You should Know

 

1. Product is the No Regrets Home Loan and is available for owner occupied home loans over $400,000, however loans being refinanced internally from Hunter United are not eligible for $0 application & $0 valuation fee offer.

2. The advertised comparison rate is for owner occupied properties over $400,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 3.22% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3. Product is the No Regrets Investment Home Loan and is available for investments home loans over $400,000, however loans being refinanced internally from Hunter United are not eligible for $0 application & $0 valuation fee offer.

4. The advertised comparison rate is for investment properties over $400,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 3.41% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

5. Loan approval can be provided within 1 business day from the time all required documentation is received. Provision of documentation does not automatically qualify you for loan approval.

6. $0 application & $0 valuation fee offer is for new owner occupied and new investment loan applications, over $400,000, taken between 18 October and 31 December 2019, with settlement before 30 April 2020. To be eligible, construction loans need to complete the first draw down by 30 April 2020. Waived fee offer is not available for existing Hunter United home loans looking to refinance to this product. Hunter United reserves the right to withdraw offer at any time.

7. Transaction fees may apply, depending on the number of transactions made each month.

8. Minimum 10% deposit (90% LVR) is required for owner occupied loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

9. Minimum 20% deposit (80% LVR) is required for investment loans.

Finance is subject to Hunter United’s normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges apply. This information does not take your personal objectives, circumstances or needs into account, please consider whether it is appropriate for you. Information correct at 18 October 2019.

Credit provider is Hunter United Employees’ Credit Union Ltd ABN 68 087 650 182. AFSL/Australian Credit Licence No: 238316.