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Home Loans

With a Hunter United home loan, you can expect competitive rates and the flexibility to manage your loan and your money the way you want with features like 100% offset accounts and redraw facilities.

Variable Rate Home Loans

Flexible home loans packed full of features.

  • Flexible repayment options
  • 100% offset and redraw facilities available
  • Low deposits

From3.09% pa1


From3.19% pa2

Interest Only Home Loans 

Need relief from the sting of mortgage repayments?

  • Interest only repayments available up to 5 years
  • Options for investment and owner occupied loans
  • Reduce your monthly repayments


From3.79% pa12



From3.79% pa13

Investment Home Loans

Look no further for your investment property home loan.

  • Only 20% deposit required
  • Principal & Interest, Fixed and Interest Only options
  • Choose weekly, fortnightly or monthly repayments


From3.89% pa18



From4.01% pa19

Fixed Rate Home Loans

Lock in a low rate for a fixed period of time.

  • Choose from 1,2 & 3 year fixed terms
  • Borrow up to 95% of the property value
  • Available for new purchases or refinance


From3.34% pa



From4.30% pa6

Green Home Loans

Get an affordable home loan designed to reward environmentally minded home owners.

  • A discounted loan for homes with at least 3 sustainable features
  • Only 5% deposit/equity needed
  • Check eligibility criteria here


From3.59% pa



From3.71% pa25

 

Useful Links

1 Product is the No Regrets 1st Home Buyers Loan and is only available for new 1st home buyer, owner occupied loans over $250k. Applications must be submitted between 23 May and 31 December 2019 and loans must be settled by 30 April 2020 to be eligible. Construction loans need to complete the first draw down by 30 April 2020 to be eligible. Refinance loans are not eligible.

2 The advertised comparison rate is for owner occupied properties over $250,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 3.22% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 Product is the No Regrets Home Loan and is available for owner occupied home loans over $400,000, however loans being refinanced internally from Hunter United are not eligible for $0 application & $0 valuation fee offer.

4 The advertised comparison rate is for owner occupied properties over $400,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 3.22% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

5 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. However, please note that the Platinum Home Loan is unavailable for loan amounts less than $300,000. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

6 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

7 $0 application & $0 valuation fee offer is for new 1st home buyer owner occupied loan applications, over $250,000, received between 23 May and 31 December 2019. Hunter United reserves the right to withdraw offer at any time. There is a limit of one free property valuation per application.

8 $0 application & $0 valuation fee offer is for new owner occupied loan applications, over $400,000, taken between 18 October and 31 December 2019, with settlement before 30 April 2020. To be eligible, construction loans need to complete the first draw down by 30 April 2020. Waived fee offer is not available for existing Hunter United home loans looking to refinance to this product. Hunter United reserves the right to withdraw offer at any time.

9 Maximum LVR stated is for owner occupied loans.

10 Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

11 Fees apply.

12 Product is the Interest Only Owner Occupied Home Loan and is only available for owner occupied loans over $300,000 that meet the eligibility criteria. Applications must be submitted between 23 November 2018 and 31 May 2019 and loans must be settled by 30 September 2019 to be eligible. Construction loans need to complete the first draw down by 30 September 2019 to be eligible.

13 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This product is for owner-occupied interest-only loans greater than $300,000 for 2 years and is not available for the amount or loan term used in the calculation.

14 Product is the Interest Only Investment Home Loan and is only available for investment loans over $300,000 that meet the eligibility criteria. Variable rates can be changed at any time.

15 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This product is for investment interest-only loans greater than $300,000 for 5 years and is not available for the amount or loan term used in the calculation.

16 Only new, owner occupied loans to Hunter United of $300,000 or more are eligible for $0 application & $0 valuation fee offer. Fees are payable on existing Hunter United loans being refinanced.

17 Only new, investment loans to Hunter United of $300,000 or more are eligible for $0 application & $0 valuation fee offer. Fees are payable on existing Hunter United loans being refinanced.

18 Investment loan product is the Platinum Investment Home Loan and is available for amounts of $300,000 or more with principal and interest repayments only.

19 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. However, please note that the Platinum Investment Home Loan is unavailable for loan amounts less than $300,000. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

20 Product is the No Regrets Investment Home Loan and is available for investments home loans over $400,000, however loans being refinanced internally from Hunter United are not eligible for $0 application & $0 valuation fee offer.

21 The advertised comparison rate of 3.39% is for investment properties over $400,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 3.41% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

22 $0 application & $0 valuation fee offer is for new investment loan applications, over $400,000, taken between 18 October and 31 December 2019, with settlement before 30 April 2020. To be eligible, construction loans need to complete the first draw down by 30 April 2020. Waived fee offer is not available for existing Hunter United home loans looking to refinance to this product. Hunter United reserves the right to withdraw offer at any time.

23 A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

24 Offer of $0 application fee and $0 valuation fee is available only for a limited time. Offer is not available for existing Hunter United home loans. Hunter United reserves the right to withdraw offer at any time. Other fees and charges apply.

25 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. However, please note that the Green Home Loan Special is unavailable for loan amounts less than $200,000. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Are You Eligible?

Get a high rate of return & the freedom to access your money anytime.

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Low Rate Investment Home Loan

Get a low rate investment home loan, fast approval and the kind of experience not offered by the usual suspects.

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Do Something You Won’t Regret

Get fast approval and a low rate on owner occupied & investment home loans over $400K.

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1st Home Buyer?

Adulting is the worst. But we can help with a No Regrets 1st Home Buyer Loan.

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Go Bananas!

Here’s how to get the cash you need to buy a new/used car, FAST.

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Green Personal Loan

Get a no fuss, low rate green personal loan, suitable for just about any sustainable home improvement.

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Life Changing Personal Loans

With a loan for just about everything, you could start living the life you’ve always wanted.

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