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Home Loans

With a Hunter United home loan, you can expect competitive rates and the flexibility to manage your loan and your money the way you want with features like 100% offset accounts and redraw facilities.

Variable Rate Home Loans

Flexible home loans packed full of features.

  • Flexible repayment options
  • 100% offset and redraw facilities available
  • Low deposits

From2.79% pa1


From2.90% pa2

Interest Only Home Loans 

Need relief from the sting of mortgage repayments?

  • Interest only repayments available up to 5 years
  • Options for investment and owner occupied loans
  • Reduce your monthly repayments


From3.49% pa11



From3.49% pa12

Investment Home Loans

Look no further for your investment property home loan.

  • Only 20% deposit required
  • Principal & Interest, Fixed and Interest Only options
  • Choose weekly, fortnightly or monthly repayments


From2.99% pa15



From3.10% pa16

Fixed Rate Home Loans

Lock in a low rate for a fixed period of time.

  • Choose from 1,2 & 3 year fixed terms
  • Borrow up to 95% of the property value
  • Available for new purchases or refinance


From3.34% pa



From4.08% pa6

Green Home Loans

Get an affordable home loan designed to reward environmentally minded home owners.

  • A discounted loan for homes with at least 3 sustainable features
  • Only 5% deposit/equity needed
  • Check eligibility criteria here


From3.29% pa



From3.41% pa20

 

Useful Links

1 Product is the No Regrets 1st Home Buyers Loan and is only available for new 1st home buyer, owner occupied loans over $250k. Refinance loans are not eligible.

2 The advertised comparison rate is for owner occupied properties over $250,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 2.92% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 Product is the No Regrets Home Loan and is available for owner occupied home loans over $400,000, however loans being refinanced internally from Hunter United are not eligible for $0 application & $0 valuation fee offer.

4 The advertised comparison rate is for owner occupied properties over $400,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 2.92% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

5 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. However, please note that the Platinum Home Loan is unavailable for loan amounts less than $300,000. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

6 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

7 Offer of $0 application fee and $0 valuation fee is available only for a limited time. Offer is not available for existing Hunter United home loans. Hunter United reserves the right to withdraw offer at any time. Other fees and charges apply.

8 Maximum LVR stated is for owner occupied loans.

9 Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

10 Fees apply.

11 Product is the Interest Only Owner Occupied Home Loan and is only available for owner occupied loans over $300,000 that meet the eligibility criteria. Variable rates can be changed at any time.

12 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This product is for owner-occupied interest-only loans greater than $300,000 for 2 years and is not available for the amount or loan term used in the calculation.

13 Product is the Interest Only Investment Home Loan and is only available for investment loans over $300,000 that meet the eligibility criteria. Variable rates can be changed at any time.

14 The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This product is for investment interest-only loans greater than $300,000 for 5 years and is not available for the amount or loan term used in the calculation.

15 Product is the No Regrets Investment Home Loan and is available for investments home loans over $400,000, however loans being refinanced internally from Hunter United are not eligible for $0 application & $0 valuation fee offer.

16 The advertised comparison rate of 3.39% is for investment properties over $400,000, is calculated on a secured loan of $150,000 for a term of 25 years and includes offer of $0 application and $0 valuation fees. The comparison rate is 3.41% if the application and valuation fees are not waived. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

17 Investment loan product is the Platinum Investment Home Loan and is available for amounts of $300,000 or more with principal and interest repayments only.

18 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. However, please note that the Platinum Investment Home Loan is unavailable for loan amounts less than $300,000. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

19 A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

20 The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. However, please note that the Green Home Loan Special is unavailable for loan amounts less than $200,000. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Are You Eligible?

Get a high rate of return & the freedom to access your money anytime.

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You Won't Regret It

Product is the No Regrets Home Loan, suitable for owner occupied loans over $400K.

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Managing Coronavirus

Temporary closure of Charlestown and Jesmond branches from Monday March 23 2020. Reduced Saturday morning branch operations.

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We’ve Got Your Term Deposit Covered

Deposits >$2K can earn 1.80% in a 5 month term deposit. Limited time only. Conditions apply.

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Need to Make a CCI Insurance Claim?

Follow the link for some important information from QBE, our insurance partner, on making claims at this time.

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Did You Know?

Your total deposits up to $250,000 are guaranteed by the Governments Financial Claims Scheme.

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Life Changing Personal Loans

With a loan for just about everything, you could start living the life you’ve always wanted.

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