No Regrets 1st Home Buyers Loan

For 1st home buyers looking to live in the purchase property.

2.79% pa¹ 2.79% pa²
Apply Online Make an Enquiry 1800 10 10 63

^{For new owner occupier loans with P&I repayments, min $250k and ≤90% LVR¹}
^{For a limited time only, pay no application or valuation fees⁶}

If you’re a first home buyer looking to borrow more than $250,000 then this could be the perfect loan for you! To help you on your journey through the home buying process, download this handy guide and check out our latest offer for first home buyer’s here.

Fast loan approval
1 free redraw per month to access equity in your loan⁴
Only 10% deposit needed³
Pay no application or valuation fees for a limited time⁶
Parent guarantees also accepted to secure the loan^*
100% offset facility which can reduce the interest you pay⁵
No early payment penalties
Choose weekly, fortnightly or monthly repayments
Repayment holidays up to the value of any extra repayments made
Suitable for owner occupied, 1st home buyer loans only
Check if you are eligible for the $10k First Home Owners Grant (FHOG)
In some states, you may also be exempt from paying stamp duty

First Home Buyers No Regrets Home Loan
Product Information
Variable Interest Rate	2.79% pa¹
Comparison Rate	2.79% pa²
Minimum Amount	$250,000
Loan Period	Up to 30 yrs
Max LVR	90%³
Repayment Frequency	Monthly, Fortnightly, Weekly
Interest Charges	Calculated daily, charged monthly
Variable and Lump Sum Repayments	Yes
Auto Repayments	Yes
Additional Repayments Accepted	Yes
1st Home Buyers Eligible	Yes
Repayment Holiday Option	Yes
Redraw Facility	Yes ⁴
Offset Account	Yes ⁵
Fees and Charges
Application Fee	$0 ⁶
Establishment Fee	At cost
Valuation Fee	$0⁶
Monthly Fee	$0
Annual Fee	$0

^{Information correct as at date of appearance and subject to change. Normal Hunter United lending criteria, terms and conditions, fees and charges apply. New applications only. Not available for refinance of existing Hunter United loans. Full loan terms and conditions are available upon request.}

^{*You must be able to show you can service the loan repayments yourself. Guarantors can only be used to provide extra security over the loan in circumstances such as inconsistent savings or short work history. Guarantors have a legal obligation to repay the loan should the borrower default. A guarantors capacity to repay the loan will be assessed.}

¹ The interest rate shown is for a new owner occupier No Regrets 1st Home Buyers Loan where your loan is less than 90% of your property value (LVR) and has principal and interest (P&I) repayments. Minimum loan size $250,000.

² The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Hunter United does not provide credit for the amount at the comparison rate shown.

³ Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

⁴ One free online redraw is permitted each calendar month. Thereafter a $10 fee is payable for each redraw completed online or by telephone banking. A fee of $25 is payable for all staff assisted redraws.

⁵ 100% offset facility is available on the Mortgage Offset Savings Account. Please consider the Terms and Conditions and Product Key Fact Sheet available from Hunter United before making a decision on Hunter United products.

⁶ Offer of $0 application fee and $0 valuation fee is available only for a limited time. Offer is not available for existing Hunter United home loans. Hunter United reserves the right to withdraw offer at any time. Other fees and charges may apply. The normal application fee is $350 and normal valuation fee is at cost to the customer. There is a limit of one free property valuation per application.

No Regrets 1st Home Buyers Loan

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