Basic Variable Rate Home Loan

Ideal for smaller budgets, with no minimum loan amount requirement and a low deposit too.

4.49% pa 4.61% pa¹
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Hunter United’s Basic home loan offers the ultimate in flexibility and is designed for loans less than $300,000.

Low 5% deposit for owner occupiers
No minimum loan amount
1 free redraw a month to access equity in your loan
Choose weekly, fortnightly or monthly repayments
Repayment holidays
Owner occupier, investor, construction and 1st home buyer friendly

Basic Variable Home Loan
Product Information
Variable Interest Rate	4.49% pa
Comparison Rate	4.61% pa¹
Minimum Amount	$0
Loan Period	Up to 30 yrs
Max LVR	95%²
Repayment Frequency	Monthly, Fortnightly, Weekly
Interest Charges	Calculated daily, charged monthly
Variable and Lump Sum Repayments	Yes
Auto Repayments	Yes
Additional Repayments Accepted	Yes
1st Home Buyers Eligible	Yes
Eligible for Discounted Credit Card Rate	Yes
Repayment Holiday Option	Yes
Redraw Facility	Yes ³
Offset Account	No
Eligible for Rebate Reward	Yes
Fees and Charges
Application Fee	$350
Establishment Fee	At cost
Valuation Fee	At cost
Monthly Fee	$8
Annual Fee	$0

¹ The comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

² Maximum LVR stated is for owner occupied loans. A maximum LVR of 80% is applicable for investment loans. If loan is above 80% LVR lenders mortgage insurance will be payable.

³ Fees apply.

Basic Variable Rate Home Loan

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