Basic Variable Rate Home Loan

Ideal for smaller budgets, with no minimum loan amount requirement and a low deposit too.

4.09% pa¹ 4.11% pa²
Apply Online Make an Enquiry 1800 10 10 63

^{For new owner occupier loans with P&I repayments and ≤95% LVR¹}

Hunter United’s Basic home loan offers the ultimate in flexibility and is designed for loans less than $300,000.

Minimum 5% deposit needed (max 95% LVR) ³
No minimum loan amount
1 free redraw a month to access equity in your loan³
Choose weekly, fortnightly or monthly repayments
Repayment holidays
Owner occupier, investor, construction and 1st home buyer friendly

Basic Variable Home Loan
Product Information
Variable Interest Rate	4.09% pa¹
Comparison Rate	4.11% pa²
Minimum Amount	$0
Maximum loan amount	Up to 95% loan to value ratio LVR³
Repayment Frequency	Monthly, Fortnightly, Weekly
Interest Charges	Calculated daily, charged monthly
Variable and Lump Sum Repayments	Yes
Auto Repayments	Yes
Additional Repayments Accepted	Yes
1st Home Buyers Eligible	Yes
Repayment Holiday Option	Yes
Redraw Facility	Yes ⁴
Offset Account	No
Fees and Charges
Application Fee	$350
Establishment Fee	At cost
Valuation Fee	At cost
Monthly Fee	$0
Annual Fee	$0

^{Information correct as at date of appearance and subject to change. Normal Hunter United lending criteria, terms and conditions, fees and charges apply. New applications only. Not available for refinance of existing Hunter United loans. Full loan terms and conditions are available upon request.}

^{^Minimum 5% deposit (95% LVR) is required. If loan is above 80% LVR lenders mortgage insurance will be payable.}

¹ The interest rate shown is for a new owner occupier Basic Variable Rate Home Loan where your loan is less than 95% of your property value (LVR) and has principal and interest (P&I) repayments. Different rates, lending criteria and establishment fees may apply to loans with interest only repayments, for investment purposes or where your loan amount is greater than 90% LVR of your property.

² The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

³ Maximum loan to value ratio (LVR) allowed depends on state, occupancy, loan amount and security type. If loan is above 80% LVR lenders mortgage insurance will be payable.

⁴ One free online redraw is permitted each calendar month. Thereafter a $10 fee is payable for each redraw completed online. A fee of $25 is payable for all staff assisted redraws.

Basic Variable Rate Home Loan

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