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Pension Choice Fund

It is a flexible, online, income stream product that you can move your super benefit into before you retire, or on retirement.

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Retirement is an exciting time that will present you with many opportunities. Hunter United’s Pension Choice Fund offers you the option of an Account Based Pension or a Transition to Retirement Pension.

With a Pension Choice Fund, you enjoy:

  • Payments either monthly, quarterly, half yearly or annually
  • Favourable income test treatment
  • An easy to use online account
  • Access to a range of investment options
  • No entry or exit fees
  • Competitive $30 annual administration fee

Investment Option A: Account Based Pension

With Hunter United’s Pension Choice Fund, you have access to a regular, flexible and tax-effective source of income during retirement. To be eligible, you must be an Australian citizen, New Zealand citizen or permanent resident of Australia and have satisfied a condition which allows the release of your super ('Condition of Release') to roll over to an Account Based Pension.

For example, if you have reached your Preservation Age (age 55 for persons born before 1 July 1960) and have permanently retired from the workforce or are age 65 (whether or not you have permanently retired), you can start an Account Based Pension.

For more information about eligibility to start an Account Based Pension, contact the Super Choice Contact Team on 1300 136 601.

Investment Option B: Transition to Retirement Pension

Hunter United’s Pension Choice Fund gives you access to a regular and tax-effective income from your super without having to leave the workforce permanently.

To start a Transition to Retirement Pension, you must have reached your Preservation Age and still be working. This allows you some access to your preserved and (if applicable) restricted non-preserved super funds.

For more information about 'preserved' and 'restricted non-preserved' super contact the Super Choice Contact Team on 1300 136 601.


Additional Product Links:

Hunter United Super Choice products are issued by Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL No 229757 RSE Licence No L0001458, Level 2, 575 Bourke Street, Melbourne VIC 3000), as trustee of the CUBS Superannuation Fund, RSE Fund Registration No R1068832, ABN 90 120 177 925. USI 90120177925001. The Fund’s contact details are GPO Box 4559, Melbourne, 3001. Phone 1300 136 601. The products are administered by Mainstream Superannuation Services Pty Ltd, ABN 83 082 989 142, AFSL 239636. Mainstream Superannuation Services is the promoter of the Fund and has delegated some of its promotional functions in relation to these products to Hunter United Employees’ Credit Union Limited ABN 68 087 650 182, AFSL 238316 (‘Hunter United’). Any advice on this site does not take into account your personal objectives, financial situation or needs. Please consider whether it is appropriate for you and read the relevant Hunter United Super Choice Product Disclosure Statement before acquiring any product.


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